Union Homes Savings & Loans PLC · UNHOMES.LG

Union Homes Savings and Loans PLC is a Nigeria-based mortgage finance institution. The Company provides mortgage finance services, builds estates, funds estate developers and estate development, supports investors in housing schemes even at state government levels, and purchases houses and estates for resale to corporate and private customers within and outside Nigeria. Its mortgage services include commercial loans (Individual & Corporate), National Housing Fund (NHF) / Social loans, Real Estate Development, Pension Linked Mortgage Scheme (PELMS) Loans, House at Home Scheme (HATHS) Loans, and Home Equity Mortgage Loans. Its durable business profile is fund-based rather than operating-company based. Investor outcomes depend on portfolio composition, asset allocation, valuation, liquidity, expenses, distributions and the manager’s ability to execute the stated mandate. Demand is linked to investor appetite for diversified exposure, income, sector access or alternative assets. Investors should monitor net asset value, tracking difference where relevant, market liquidity, disclosures and governance.