RicherFin · Legal information
Legal Information and Terms of Use
The framework for using RicherFin, its financial data and its services. Find the terms, privacy information and relevant risk disclosures.
About RicherFin
RicherFin is a brand and financial platform focused on African markets. It provides financial data, analysis tools, portfolio tracking features and educational resources.
RicherFin has no legal personality separate from the business operating the brand. The brand does not, as such, present itself as a bank, broker, custodian or licensed financial institution.
Where real investing is accessible through RicherFin, regulated services are provided by authorized partners, subject to the market, security, user profile and conditions of the relevant service. The specific terms applying to that journey supplement this information.
Official contact
For questions about the platform, terms of use, your personal data or a security report, contact RicherFin at contact@richerfin.com or through the Contact page.
Hosting
The website uses Amazon Web Services (AWS) infrastructure. Technical services may change to meet security, performance and availability needs.
Contact RicherFinTerms of use
Some features are freely accessible. Others require a free account, verification, access approval or acceptance of specific terms.
- Provide accurate information and keep it up to date.
- Keep credentials confidential and report unauthorized use.
- Use the platform for its intended purposes and in accordance with applicable law.
- Do not bypass security measures, impersonate others, disrupt services or automate abusive requests.
Features may change, be suspended or become temporarily unavailable for technical, security, maintenance or compliance reasons. Account access may be restricted in cases of fraudulent or abusive use, within the limits of applicable law.
Intellectual property
The RicherFin brand, visual identity, software, interfaces and original content are protected by applicable intellectual property rights. Third-party data and content remain subject to their owners’ rights and terms. Reproduction, extraction or reuse of protected content must respect those rights.
Availability and liability
Reasonable measures are implemented to support service availability and security. RicherFin does not guarantee continuous access, error-free operation or the accuracy of all published information. Liability limitations apply only to the extent permitted by applicable law and do not override users’ mandatory rights.
Financial information and risk
Prices, financial data, analysis, ratings and content published on RicherFin are provided for informational and educational purposes. They are not personalized recommendations to buy or sell, or guarantees of performance.
Financial markets involve risks including:
- Partial or total loss of invested capital.
- Price movements and volatility.
- Insufficient liquidity to buy or sell on the desired terms.
- Currency movements and counterparty risk.
Data may be delayed, incomplete, unavailable or subject to correction. Coverage depends on the market, issuer, instrument and period. Where an observation date is displayed, it identifies the information a quote or indicator relates to; it does not guarantee real-time pricing.
RicherAI and RicherFin Ratings
RicherAI assists financial research and analysis. Its answers may contain errors, approximations, omissions or incomplete interpretations. Figures, periods, calculations and conclusions should be examined before use.
RicherFin Ratings provides quantitative assessments and risk analysis based on the platform’s methodologies. These assessments are neither personalized financial advice nor guarantees of solvency or repayment. Methodologies, assumptions and limitations are described in dedicated resources where published.
Users remain responsible for their investment decisions. Past performance, rankings, examples and simulations do not guarantee future results.
Portfolio and simulation
Portfolio tools allow users to record, track and analyze financial positions. A holding recorded in a tracking tool does not, by itself, establish ownership, custody of securities or order execution.
- Real investing through RicherFin: regulated services are provided by authorized partners, subject to applicable access conditions and terms.
- Demo mode in RicherFin Invest: simulated investments with virtual money on supported markets and securities.
- RicherFin Play: a playful game journey based on simulation.
Demo transactions do not cause actual purchases or sales of securities and do not create ownership rights over simulated instruments. Simulated performance is not a real gain and does not guarantee the outcome of a real investment.
Valuations and tracking results depend on available holdings, movements, prices and exchange rates. A display-currency conversion is not a currency exchange transaction.
Privacy and personal data
RicherFin processes data needed to operate accounts, secure the platform and provide requested services. Depending on the features used, this data may include:
- Contact details and profile information.
- Account identifiers and preferences.
- Portfolio information and recorded transactions.
- Technical connection data and security logs.
- Submitted messages and documents, including evidence requested during identity verification.
This data is used to manage accounts, provide requested features, handle requests, prevent abuse and meet applicable obligations. Submitted identity documents are not intended for public disclosure.
Recipients and retention
Technical providers may support hosting, security, authentication and platform operation. Partners involved in a requested service may process the data needed for that service; their specific terms and information apply to their involvement.
Retention depends on the nature of the data, service provision, security needs and applicable obligations. Deletion requests are assessed in light of any retention obligations. For details about retention or international transfers concerning your data, use the official RicherFin contact.
Your rights
Depending on applicable law and the conditions of the processing, you may have the following rights:
- Access and rectification.
- Erasure and restriction of processing.
- Objection and portability.
- Withdrawal of consent where processing is based on consent.
For requests about your data or the exercise of your rights, contact contact@richerfin.com and state the purpose of your request. Proportionate identity verification may be needed to protect your data.
Contact RicherFin