BH Bank SA · BH.TN

BH Bank SA, formerly known as Banque de l'Habitat SA, is a Tunisia-based bank that offers a diversified range of financial products and services. Its products and services are targeted at individual and corporate customers. The Bank's activity is centered primarily on real estate, and it provides services such as private credit, corporate credit, short- and long-term loans, payment facilities and international operations. Banque De l'habitat SA undertakes banking operations in Tunisia and abroad. It operates through several subsidiaries and affiliated companies, including Assurances SALIM, Modern Leasing, SICAF BHEI, SIM SICAR, Societe Generale de Recouvrement de Creances, SOPIVEL, Societe Moderne de Titrisation, among others. Its durable business profile is built around deposit gathering, loan origination, payment services, cards, digital channels, treasury operations and relationship banking for households, professionals, SMEs and larger companies. The main operating drivers are customer deposits, credit quality, branch and digital distribution, fee income, regulatory capital and the bank’s ability to support trade, savings and investment needs in Tunisia.