First Capital Bank Plc · FMB.MV

First Capital Bank Malawi is a full-service commercial bank serving the Malawian retail, SME, corporate and institutional markets. The bank offers current and savings accounts, fixed deposits, lending products, working-capital finance, asset finance, trade finance, foreign-currency services, cards, digital banking, mobile banking, money transfer services and transaction banking solutions. It is wholly owned by FMBcapital Group, whose listed holding company is FMBcapital Holdings Plc, and it forms part of a regional banking network operating under the First Capital Bank brand in several Southern African markets. First Capital Bank Malawi traces its roots to First Merchant Bank, which opened in the 1990s and later expanded through acquisitions and regional restructuring. Its business performance depends on deposit growth, loan demand, asset quality, fee income, treasury activity, technology investment and the quality of service across branches and agency channels. Because the current Malawi Stock Exchange main-board listing is FMBcapital Holdings rather than the operating bank, this local security should be reviewed before any database merge or publication decision.