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Bourse de Tunis

Last update 31 Dec 2025

Union Bancaire pour le Commerce et l'Industrie SA · UBCI.TN

Tunisia · Financials · Banks · TND

Price history

Union Bancaire pour le Commerce et l'Industrie SA, formerly known as UBCI SA, is a Tunisia-based universal bank that provides financial, investment and insurance products and services to such customers as professionals and individuals, corporate clients and Tunisian citizens living abroad. The Bank's portfolio of product and services include savings accounts, credit cards, short and long term loans and online banking, among others. It has a network of agencies located across Tunisia. UBCI SA is a part of BNP Paribas BDDI Participation, which holds a 50% stake in the Company’s shareholdings. Its durable business profile is built around deposit gathering, loan origination, payment services, cards, digital channels, treasury operations and relationship banking for households, professionals, SMEs and larger companies. The main operating drivers are customer deposits, credit quality, branch and digital distribution, fee income, regulatory capital and the bank’s ability to support trade, savings and investment needs in Tunisia.

Fundamentals

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Metric  (TND, M) 2025 2024 2023 2022 2021
Revenue Total Revenue 354
EBITDA
EBIT
Net income Net Income 58
Operating margin
Net margin 16%