Banque International Arabe de Tunisie SA · BIAT.TN

Banque International Arabe de Tunisie SA, (also known as BIAT), is a Tunisia-based bank. It provides financial, investment and banking products, securities and services to such customers as professionals, financial institutions, households, individuals, teenagers and students, as well as corporate clients. The Bank offers a range of products, including loans, mortgages, saving accounts, current accounts and credit cards, among others. The Bank operates a number of subsidiaries, including BIAT Capital, SICAV Tresor, SICAV Prosperity, BIAT Asset Management, SICAR Avenir and Compagnie Internationale Arabe de Recouvrement (CIAR), among others. BIAT has also representative offices in Tripoli, Libya. Its durable business profile is built around deposit gathering, loan origination, payment services, cards, digital channels, treasury operations and relationship banking for households, professionals, SMEs and larger companies. The main operating drivers are customer deposits, credit quality, branch and digital distribution, fee income, regulatory capital and the bank’s ability to support trade, savings and investment needs in Tunisia.